Corporate Deductible


WPA’s Corporate Deductible offers an award-winning alternative to a traditional insured arrangement. For most large companies, the basic claims costs are predictable year-on-year – so why insure what is essentially a known risk? WPA’s Corporate Deductible arrangement enables you to take the basic claims costs as a large corporate excess – dramatically reducing the overall premium. Not only will your scheme be more cost-efficient, you will continue to benefit from the protection offered by a traditional insurance contract and, in a low claiming year, the savings belong to you, not the insurer. From June 2017, the tax on-cost of providing benefits, such as medical insurance, is 27%. That’s Insurance Premium Tax (IPT) at 12%, compounded by National Insurance at 13.8%.

Potential savings

When comparing a Corporate Deductible scheme with a traditional Fully Insured scheme, there are significant savings to be made.


Frequently asked questions

How can we help? Healthcare can be confusing, but we don't think it should be. Choose a topic to find out more.

Would a Corporate Deductible work for my company?

What happens if claims are more than the Corporate Deductible?

How does it work?

How would the Corporate Deductible affect our members?

Contact us

Call our dedicated team to discuss your
requirements on 0344 412 2251